NEW ROCHELLE, NY (July 17, 2026) — A Westchester Supreme Court judge entered a default judgment of $13,282.29 against Anna & Jack’s Treehouse, LLC, of 138 Centre Avenue, after the company failed to answer or appear in a lawsuit brought by TBF Financial, LLC over an unpaid equipment lease.
The judgment was entered because Anna & Jack’s Treehouse did not respond within the legally required time after being served, court records show. Under New York civil procedure, when a defendant fails to appear, answer or move within the statutory window, the plaintiff can seek a default judgment for the relief demanded in the complaint.
TBF Financial, as assignee of First-Citizens Bank & Trust Company, successor by merger with CIT Bank, N.A., filed the lawsuit Sept. 4, 2025, in Westchester Supreme Court under index number 70150/2025. According to the verified complaint, CIT Bank and Anna & Jack’s Treehouse entered into a written agreement around Dec. 8, 2022, under which the defendant agreed to lease equipment for a 60-month term at $142.85 per month. The complaint does not specify what type of equipment was leased.
The complaint states the equipment was installed on the defendant’s premises and that CIT performed its obligations under the agreement, but Anna & Jack’s Treehouse defaulted on Jan. 5, 2023, by failing to make a payment then due. The complaint alleges the default was never cured and the equipment was never returned.
First-Citizens Bank & Trust assigned the lease to TBF Financial on Feb. 26, 2024, according to the complaint. TBF Financial, based in Highwood, Illinois, brought three causes of action: breach of contract, account stated, and attorney’s fees.
Court records show Anna & Jack’s Treehouse was served Sept. 8, 2025, through the New York Secretary of State pursuant to Section 303 of the Limited Liability Company Law, with process accepted by Tahim Hafiz at the Department of State office in Albany. An additional copy of the summons and complaint was mailed to the defendant’s last known address on Sept. 23, 2025, as required under CPLR §3215(g) when service is made through the Secretary of State.
Attorney Daniel F. Florio Jr. of Jasne & Florio, L.L.P., in White Plains, representing TBF Financial, affirmed in an Oct. 21, 2025, court filing that more than 20 days had elapsed since the additional mailing and that the defendant had not appeared, answered or moved in the case. Florio’s affirmation states the plaintiff waived its entitlement to relief demanded in the third cause of action, for attorney’s fees.
The judgment, signed by Hon. Timothy C. Idoni, clerk of the court, totals $12,219.01 in damages, $533.28 in interest, and $530 in costs and disbursements, for a combined $13,282.29.
Editor’s note: On July 9, 2026, Robert Cox was served with four plenary summonses issued by the Irish High Court (Record Nos. 3331, 3337, 3338, and 3339/2026P) by Sheehan & Partners LLP on behalf of Rubicco-associated LLCs. Talk of the Sound continues reporting on matters of public record.
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This article was prepared with the assistance of AI tools under the direction and editing of Robert Cox.
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