NEW ROCHELLE, NY (July 21, 2026) — Since December, Talk of the Sound has published 80 installments documenting the financial and legal record of Robert “Rob” Rubicco, operator of Anna & Jack’s Treehouse day care centers in New Rochelle, Larchmont, Pelham and Norwalk, Connecticut. Taken together, the tax warrants, workers’ compensation penalties, mechanic’s liens, merchant cash advance defaults and civil judgments documented in this series total at least $2,877,111.48.
A Note on the Pace of This Series
Talk of the Sound published more than 40 installments of this series over the past month. Here’s the reason.
We have two significant FOIL requests pending that we expect back in August — though nothing is guaranteed with how government agencies handle FOIL timelines — and we wanted to clear the decks before that material arrives.
While trying to sort out records in eCourts, New York’s public portal for searching state court case status, appearances and index numbers, we went looking for the same records in NYSCEF, the New York State Courts Electronic Filing system. NYSCEF isn’t just a mirror of eCourts — it’s where the actual filed documents live for cases e-filed in participating courts, and it can surface filings and case detail that a basic eCourts search doesn’t return.
Specifically, we were trying to untangle what appeared to be three distinct mortgage foreclosure filings involving 3 Kensington Oval. The task was complicated by the fact that Rob Rubicco and his father share the name Robert Paul Rubicco — sometimes distinguished with “Jr.” or “Sr.,” sometimes not.
Tracking the creditors named in those foreclosure filings meant filing several FOIL requests. The Westchester County Clerk’s office suggested Westchester Records Online (WRO) instead — a resource that can be extremely useful, and expensive. We begrudgingly paid the $20 fee for 24 hours of access and started looking up creditors. That opened a can of forms: each mortgage-linked filing led to others. Searching WRO for “Rubicco,” “Treehouse” and related terms opened cans of cans of worms — warrants, court filings, and satisfactions of those warrants, often bundled together under a single filing.
Squeezing every minute of the 24-hour window, which in practice ran closer to 36 hours, we pulled the records, organized them, and began writing them up one by one. Each time we thought I’d reached the end, we found more.
To make the totals easy to verify, we updated earlier headlines in this series to include the specific dollar figure for each warrant, lien, judgment or fine. That is the basis for the tally below.
A Note on Names and Entities
Readers trying to keep track of who owes what in this series may find the task as confusing as we did (and still do).
Part of that confusion is personal: Rob Rubicco and his father share the same name, Robert Paul Rubicco, distinguished in some records with “Jr.” and “Sr.” — and not distinguished at all in others. Some filings list Christina Rubicco alongside Rob as a co-debtor; others list Rob alone. Where a record doesn’t specify which Robert Paul Rubicco is named, or whether Christina is a party, I’ve noted that in the reporting rather than guess. There are various spellings of all of the above in public records.
The business side compounds it. Over the course of this series, records have surfaced under a range of names that may or may not refer to the same underlying entity: Anna & Jack’s Treehouse LLC, Jack’s Treehouse LLC, Anna’s Treehouse, and Anna’s Playhouse (even Anna’s Palyhouse) among them, along with address-based entity names — 770 Treehouse LLC, 7-11 Treehouse LLC, 629 Treehouse LLC — tied to specific locations rather than a consistent legal name.
Where we could not confirm from the underlying document which specific person or entity a warrant, lien or judgment was filed against, we’ve flagged it as such in our records rather than assume.
The Tally
Total documented liabilities:
$2,883,611.48
- Merchant cash advance defaults: $2,111,632.29
- Civil judgments — vendors/creditors: $365,785.21
- Workers’ Compensation Board penalties/judgments: $231,500
- Credit card default (American Express): $72,293.87
- NYS DOL warrants (UI/NYS-45): $46,382.73
- Judgment liens — 2012 hacking case: $20,530
- Mechanic’s liens (Rubicco home): $20,370
- NYS tax warrants (DTF): $6,617.38
- Regulatory consent-order fine (CT OEC): $2,000
- Regulatory fine (NY OCFS): $6,500
This total is a floor, not a ceiling. It excludes foreclosure arrears on the Rubicco home, interest, a withheld security deposit, and a settled parent refund claim — all pending documentation — and does not include one $12,000 refund claim that settled for an undisclosed amount.
The total also mixes satisfied and outstanding debts. The $195,825.30 Intuit payroll fraud judgment was paid after ten years. A $1,337.14 default judgment to a Larchmont tailor was satisfied when the Westchester County Sheriff seized $1,343.14 from Rubicco’s Signature Bank account. Most of the remainder shows no satisfaction on record as of publication.
Editor’s Note
Talk of the Sound continues reporting on matters of public record involving Robert P. Rubicco and entities he operates. On July 9, 2026, Sheehan & Partners LLP served four plenary summonses on this publisher on behalf of Rubicco-associated LLCs in the Irish High Court (Record Nos. 3331, 3337, 3338 and 3339/2026P).
This story was researched and drafted with the assistance of AI.
Questions or corrections can be directed to Robert Cox at robertcox@talkofthesound.com or via WhatsApp at +353 089 972 0669
RELATED: Parts 1 to 80
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part I (stole deceased police officers’ gold shield) (12/9/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part II (impersonating DA, witness tampering) (12/9/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part III (arrest for 6x suspended license) (12/9/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part IV (lied about having Pace University Degree) (12/9/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part V (controlled drug buy) (12/9/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part VI (40 under 40 lies) (12/9/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part VII (Pelham OCFS violations) (12/9/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part VIII (Larchmont OCFS violations) (12/9/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part IX (New Rochelle OCFS violations) (12/9/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part X (lied about employment history) (12/10/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XI (stiffed mural artist) (12/10/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XII (more lies about employment history) (12/10/2025)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XIII ($195,825.30 Paid in Intuit Payroll Fraud Lawsuit After 10 Years) (1/9/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XIV ($13,920 in Default Judgment to Prior Operator of Norwalk Location)(1/10/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XV (Default Judgment of $6,390 to Hartford Cleaners) (1/11/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XVI (Mom seeks $12K Refund) (1/13/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XVII (deposit withheld after foster parent rejects fee increase) (1/15/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XVIII ($3,000 fine for Workers Comp violations) (1/18/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XIX ($31,500 fine for Workers Comp violations) (1/19/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XX (Intuit Part 2: $195,825.30 10 Years Late) (1/19/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XXI ($118,000 fine for Workers Comp violations) (1/20/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XXII ($40,500 fine for Workers Comp violations) (1/22/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XXIII ($72,293.87 American Express Default but “Otherwise Excellent Credit”)(1/22/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part XXIV (2017-18 Home Foreclosure Proceedings) (1/25/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator Part XXV ($231,340 Cloudfund Merchant Cash Advance Default) (1/26/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator Part XXVI ($317,457 Samson Merchant Cash Advance Default) (1/29/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator Part XXVII ($166,043.69 Fox Capital Merchant Cash Advance Default) (1/30/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator Part XXVIII ($1,396,791.60 Vox Funding Capital Merchant Cash Advance Default)(1/31/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator Part XXIX (Luxury Amid Defaults and Judgments) (2/1/2026)
Rubicco Cease and Desist Letter (4/7/2026)
Irish Solicitors Demand Removal of Rubicco Coverage; Publisher Responds, Publishes Letter (4/16/2026)
Irish Solicitors Claim “Animus” in Rubicco Coverage; Publisher Cites 8 Years of Record-Based Reporting Across Dozens of Articles (4/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XXX (Norwalk Consent Order, Civil Fine, 100+ Documented Violations) (4/28/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XXXI (took $142,000 from Dalio Philanthropy Funds While Violating COVID Safety Rules) (5/10/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XXXII (CT OEC Knew Criminal History, Approved Him Anyway, Never Told Dalio He Broke the Rules) (5/22/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XXXIII (No Record CTOEC Notified CREC of Violations, Contradicting Earlier Statement) (6/20/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XXXIV (Default Judgment of $1,337.14 — Stopped Check to Larchmont Tailor)(6/22/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XXXV (Rubicco Addresses Our Reporting With Numerous False Claims on YouTube)(6/23/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XXXVI (Default Judgment of $440.92 — Stopped Check to New Rochelle Vet Clinic)(6/24/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XXXVII (Dismissed Claim Over Stopped Check for $2,295 Traeger Grill) (6/25/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XXXVIII (4 Irish High Court Defamation Summonses Served on Cox) (7/11/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XXXIX (Landscaper Won $2,143 Default Judgment After Rubicco Failed to Appear in Court) (7/11/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XL (“Imminent Danger” — State Moved to Revoke Original Treehouse License Over Missing Child, No 911 Call) (7/11/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XLI (Parent Refund Lawsuit Settles after Two Months of Chasing a Signature)(7/12/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XLII (2011 State Tax Warrant for $106.85 Filed Against Rubicco in the Bronx)(7/12/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XLIII (Second 2010 State Tax Warrant Filed for $107.60 Against Rubicco at a Different Bronx Address) (7/12/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XLIV (Largest of the Early Bronx Tax Warrants: $963 in Unpaid Tax, Filed 2009)(7/12/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XLV (State Filed $2,508 Tax Warrant Against Rob and Christina Rubicco at Their New Rochelle Home in 2020) (7/12/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part XLVI (New York Filed $2,931.93 Tax Warrant Against Anna & Jack’s Treehouse(7/12/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator, Part XLVII (Lawsuit Against Architect Blames Faulty Design at Pelham Location for OCFS Licensing Cut) (7/12/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator, Part XLVIII (Pelham Daycare Architect Blames Contractor in $1M Classroom Shortfall Lawsuit) (7/13/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator, Part XLIX (Architect’s claims against contractor tossed in New Rochelle daycare case; appeal filed) (7/14/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator, Part L (Larchmont Couple Sued for $4,930 Over Unreturned Deposit) (7/14/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator, Part LI (Pair of $10,265 Liens Stemmed from 2012 Hacking Case) (7/14/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator, Part LII (Rubicco Sued Sandwich Chain for $2 Million Over Alleged Metal Sliver in Food, Settled for $12,500) (7/15/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator, Part LIII ($4,143 Judgment for Bronxville Periodontist) (7/15/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LIV (Sheriff Seized $1,343.14 From Rubicco’s Signature Bank Account to Satisfy Tailor’s Judgment) (7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LV (Eastchester Electric $4,595 Mechanic’s Lien Against Rubicco’s Home over Sound System Work) (7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LVI (Window Contractor Filed $5,500 Mechanic’s Lien Against Rubicco’s Home)(7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LVII (Roofing Contractor Filed $10,275 Mechanic’s Lien Against Rubicco’s Home)(7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LVIII (State Labor Department Warrant for $21,548 Remains Unsatisfied)(7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LIX (NYS DOL Filed $1,034 Warrant Against Anna’s Treehouse) (7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LX (New York DOL Filed $1,034 Warrant For Unpaid Unemployment Insurance)(7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LXI (NYS Labor Filed $1,037 Warrant Against Anna’s Treehouse) (7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LXII ($1,032 Unpaid Unemployment Insurance Warrant Filed) (7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LXIII (DOL Warrant for $1,034 Filed over Unemployment Insurance) (7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LXIV (State Labor Department Filed $1,034 Warrant Against Annas Playhouse For Unpaid Unemployment Insurance) (7/16/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LXV (Anna’s Playhouse Ordered to Pay TriNet HR $8,470 in Default Judgment)(7/17/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LXVI (Anna & Jack’s Treehouse Hit With $13,282 Default Judgment Over Equipment Lease) (7/17/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LXVII (Minnesota Playground Supplier Won $119,833.85 Default Judgment Against Rubicco’s Anna & Jack’s Treehouse — Now Rubicco’s Lawyering Up)(7/17/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator — Part LXVIII (Workers’ Comp Board Secures Judgment on $7,000 penalty for Failure to Carry) (7/19/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXIX (Second $31,500 Workers’ Comp Judgment, No Satisfaction on Record)(7/19/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXX (Second daycare license bid for New Rochelle operator denied under state’s one-license rule) (7/19/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXXI (Non-Existent Daycare Incurs $1,034 DOL warrant) (7/19/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXXII (Jack’s Treehouse had $2,641.42 Warrant for Failure to Pay UI despite denied day care license) (7/20/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXXIII (Jack’s Treehouse had $1,033.87 Warrant for Failure to Pay UI despite denied day care license) (7/20/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXXIV (DOL Tax Warrant $1,032.44) (7/20/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXXV (Jack’s Treehouse LLC Hit With $1,032 State Warrant for Unfiled NYS-45 Return) (7/20/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXXVI (Jack’s Treehouse LLC $1,032 State Warrant Over Unfiled NYS-45) (7/21/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXXVII (Jack’s Treehouse Hit With Another $1,033 State Warrant Over Failure to Pay Penalty) (7/21/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXXVIII (Yet Another Jack’s Treehouse Warrant, $1,037 Unfiled NYS-45) (7/21/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXXIX (Still Another Jack’s Treehouse State Warrant Over Unfiled NYS-45: $1,034)(7/21/2026)
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator – Part LXXX (Larchmont’s 7-11 Treehouse LLC, DBA Anna & Jacks Treehouse of Norwalk, Hit With $7,720 State Warrant for Unpaid UI) (7/21/2026)
Full Set: Nightmare on Sans Souci and Criminal, Liar, Fraud, Daycare Operator series
Robert P. Rubicco: Criminal, Liar, Fraud, Daycare Operator: Table of Contents
